Independent calculators for U.S. homeowners

Will your panel take the charger, the heat pump, or the generator — and what will it cost to run?

Panel Headroom is a tool site, not a utility and not a contractor. Use the calculators to walk through headroom and operating cost with published methods and dated public data, then take the result to a licensed electrician or HVAC contractor.

Three calculators

Service capacity

Panel headroom

Check whether a Level 2 charger, heat pump, or other new load appears to fit a 100, 150, or 200 amp service — using measured utility demand or a simplified optional-method estimate.

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Backup power

Generator size

Add running watts for the loads that may run at once, then add only the largest starting increment. Default wattages come from Honda’s published estimation table.

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Operating cost

Heat pump vs gas furnace

Compare dollars per million Btu of delivered heat using AFUE, HSPF2, and EIA 2025 state-average electricity and gas prices — or type the rates on your bill.

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Guides, then specific questions

The overviews explain the decision. The question pages answer the way homeowners actually ask — 100-amp vs 200-amp, charger plus dryer, interlock vs transfer switch, heat-pump cost in a high-rate state.

This is not a permit calculation, a utility approval, or a substitute for a licensed electrician, HVAC contractor, or the authority having jurisdiction. Panel Headroom is an independent educational site. It is not a utility, a certification body, or a contractor. Electrical and generator work that is done incorrectly can cause fire, shock, or carbon monoxide poisoning. Use the adopted electrical code and manufacturer instructions; pull permits where required.